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H.R. 247119th CongressTaxation
Health Care Affordability Act of 2025
Sponsored by Rep. Lauren Underwood (D-IL) · 165 active : 165 Democrats
Latest action: Referred to the House Committee on Ways and Means.
Where it standsBefore the House30 representatives score as swing votes
Hasn’t passed either chamber
- House: next
- Senate: not yet
- President: not yet
Summary
, via Congress.govHealth Care Affordability Act of 2025
This bill makes permanent temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit.
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Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit.
Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit.
The bill makes permanent the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.
Committees and subjects
Committees
- House Committee on Ways and Means · HouseReferred to
Subjects
- Health care costs and insurance
- Income tax credits
- Tax administration and collection, taxpayers
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 7Swing 70–100
- 66Middle 30–70
- 27Entrenched 0–30
Members fall into . All 100 senators have enough data to score. The bill is not before the Senate right now; these scores show where members would stand.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
165 activeShow all 165 cosponsors
- Brittany Pettersen (D-CO-7)
- Diana DeGette (D-CO-1)
- Dina Titus (D-NV-1)
- Donald S. Beyer (D-VA-8)
- Eleanor Holmes Norton (D-DC-AL)
- Gabe Amo (D-RI-1)
- Gwen Moore (D-WI-4)
- Haley M. Stevens (D-MI-11)
- Henry C. "Hank" Johnson (D-GA-4)
- Janice D. Schakowsky (D-IL-9)
- Jimmy Panetta (D-CA-19)
- Joseph D. Morelle (D-NY-25)
- Kathy Castor (D-FL-14)
- Mark Pocan (D-WI-2)
- Nanette Diaz Barragán (D-CA-44)
- Nikki Budzinski (D-IL-13)
- Paul Tonko (D-NY-20)
- Raúl M. Grijalva (D-AZ-7)
- Steny H. Hoyer (D-MD-5)
- Steven Horsford (D-NV-4)
- Suzan K. DelBene (D-WA-1)
- Val T. Hoyle
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
