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S. 723119th CongressNative Americans
Tribal Trust Land Homeownership Act of 2025
Sponsored by Sen. John Thune (R-SD) · 3 active : 2 Republicans, 1 Democrat
Latest action: Became Public Law No: 119-88.
Where it standsBecame law7 senators score as swing votes
Became law
- Senate: passedDec 11, 2025
- House: passedMar 4, 2026
- President: Signed into lawMay 4, 2026
Summary
, via Congress.govTribal Trust Land Homeownership Act of 2025
This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
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Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
How the projections held up
Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.
House
On Motion to Suspend the Rules and PassPassed384 yea, 40 nayMarch 4, 2026 · Roll call 81
| BandBand before the vote | VotedVoted yea or nay | BrokeBroke with party | Share |
|---|---|---|---|
| Swing | 34 | 0 | 0% |
| Middle | 250 | 33 | 13% |
| Entrenched | 136 | 7 | 5% |
| All |
Committees and subjects
Committees
- Senate Committee on Indian Affairs · SenateReported by · Markup by · Referred to
Subjects
- Congressional oversight
- Government information and archives
- Government studies and investigations
- Housing finance and home ownership
- Indian lands and resources rights
- Intergovernmental relations
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 7Swing 70–100
- 65Middle 30–70
- 28Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
3 activeShow all 3 cosponsors
- Mike Rounds (R-SD)
- Tina Smith (D-MN)
- Kevin Cramer (R-ND)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
