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S. 2074119th CongressFinance and Financial Sector
Servicemembers’ Credit Monitoring Enhancement Act
Sponsored by Sen. Amy Klobuchar (D-MN) · 3 active : 2 Republicans, 1 Democrat
Latest action: Held at the desk.
Where it standsBefore the Senate14 senators score as swing votes
Passed Senate
- Senate: passedMar 5, 2026
- House: next
- President: not yet
Summary
, via Congress.govServicemembers' Credit Monitoring Enhancement Act
This bill makes available to all members of the Armed Forces free electronic credit monitoring, regardless of their duty status. (This service is currently available only to those on active duty.)
How the projections held up
Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.
Senate
Passed by voice vote or unanimous consent: no individual votes recorded.
Committees and subjects
Committees
- Senate Committee on Banking, Housing, and Urban Affairs · SenateDischarged from · Referred to
Subjects
- Consumer affairs
- Credit and credit markets
- Military personnel and dependents
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 14Swing 70–100
- 63Middle 30–70
- 23Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3, directional: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.
Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
3 activeShow all 3 cosponsors
- Andy Kim (D-NJ)
- Kevin Cramer (R-ND)
- Steve Daines (R-MT)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
