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S. 245119th CongressScience, Technology, Communications
Insure Cybersecurity Act of 2025
Sponsored by Sen. John W. Hickenlooper (D-CO) · 1 active : 1 Republican
Latest action: Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.
Where it standsBefore the Senate7 senators score as swing votes
Hasn’t passed either chamber
- Senate: next
- House: not yet
- President: not yet
Summary
, via Congress.govInsure Cybersecurity Act of 2025
This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents.
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The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions.
Additionally, the working group is directed to analyze and explain in layman’s terms
terminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents;
how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; and
constraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property.
At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.
Committees and subjects
Committees
- Senate Committee on Commerce, Science, and Transportation · SenateReported by · Markup by · Referred to
Subjects
- Advisory bodies
- Computer security and identity theft
- Computers and information technology
- Congressional oversight
- Consumer affairs
- Government information and archives
- Government studies and investigations
- Insurance industry and regulation
- Public-private cooperation
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 7Swing 70–100
- 70Middle 30–70
- 23Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
- 1
John FettermanDemocrat · Pennsylvania · Lean R+1Senate Committee on Commerce, Science, and Transportation
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
1 activeShow all 1 cosponsors
- Shelley Moore Capito (R-WV)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
