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S. 138119th CongressHousing and Community Development
VA Home Loan Awareness Act of 2025
Sponsored by Sen. Tim Sheehy (R-MT) · 26 active : 11 Republicans, 14 Democrats, 1 Independent
Latest action: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Where it standsBefore the Senate5 senators score as swing votes
Hasn’t passed either chamber
- Senate: next
- House: not yet
- President: not yet
Summary
, via Congress.govVA Home Loan Awareness Act of 2025
This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.
Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.
Committees and subjects
Committees
- Senate Committee on Banking, Housing, and Urban Affairs · SenateReferred to
Subjects
- Congressional oversight
- Department of Veterans Affairs
- Government lending and loan guarantees
- Government studies and investigations
- Housing finance and home ownership
- Veterans' loans, housing, homeless programs
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 5Swing 70–100
- 48Middle 30–70
- 47Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3, directional: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.
Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
26 activeShow all 26 cosponsors
- Amy Klobuchar (D-MN)
- Bernard Sanders (I-VT)
- Bernie Moreno (R-OH)
- Chris Van Hollen (D-MD)
- Eric Schmitt (R-MO)
- Jacky Rosen (D-NV)
- John Boozman (R-AR)
- John Kennedy (R-LA)
- Kevin Cramer (R-ND)
- Peter Welch (D-VT)
- Raphael G. Warnock (D-GA)
- Sheldon Whitehouse (D-RI)
- Ted Budd (R-NC)
- Ted Cruz (R-TX)
- Thomas Tillis (R-NC)
- Bill Cassidy (R-LA)
- Pete Ricketts (R-NE)
- Ruben Gallego (D-AZ)
- Mark R. Warner (D-VA)
- Catherine Cortez Masto (D-NV)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
