VA Home Loan Awareness Act of 2025

Sponsored by Sen. Tim Sheehy (R-MT) · 26 active : 11 Republicans, 14 Democrats, 1 Independent

Latest action: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the summary

Where it standsBefore the Senate

Hasn’t passed either chamber

Senate: next
House: not yet
President: not yet

5 senators score as swing votes

Summary

, via Congress.gov

Summary on Congress.gov

VA Home Loan Awareness Act of 2025

This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Committees and subjects

Committees

Senate Committee on Banking, Housing, and Urban Affairs · SenateReferred to

Subjects

Congressional oversight
Department of Veterans Affairs
Government lending and loan guarantees
Government studies and investigations
Housing finance and home ownership
Veterans' loans, housing, homeless programs

Senate · 100 House · 433

Model

v3defaultv2

Directional: count only breaks toward the other party Why do scores change?

How the House breaks down

50Swing 70–100
201Middle 30–70
180Entrenched 0–30
2Insufficient data not ranked

Members fall into . 2 representatives don’t have enough data yet and are marked “insufficient data”. Non-voting delegates are not counted. The bill is not before the House right now; these scores show where members would stand.

Key players in the House

Ranked by swing score, 0–100 · swing-v3, directional

: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.

Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.

Similar past votes, House

Earlier behind swing-v3’s input

Not applicable in the House. There is not enough similar voting history (weight 0.5 of 5.0 needed), so this input is left out of the score rather than counted as missing.

H.R. 6644 · Jun 23, 2026 · Roll call 584On Motion to Suspend the Rules and Concur in Senate Adt to House Adt to Senate AdtHousing for the 21st Century Act
PassedSame policy area×0.5

Cosponsors

26 active

Show all 26 cosponsors

How the swing score works

Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.

Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.

Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.

Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.

Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.

Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.