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H.R. 2094119th CongressFinance and Financial Sector
HELPER Act of 2025
Sponsored by Rep. John H. Rutherford (R-FL) · 153 active : 51 Republicans, 101 Democrats, 1 Independent
Latest action: Referred to the House Committee on Financial Services.
Where it standsBefore the House7 representatives score as swing votes
Hasn’t passed either chamber
- House: next
- Senate: not yet
- President: not yet
Summary
, via Congress.govHomes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Committees and subjects
Committees
- House Committee on Financial Services · HouseReferred to
Subjects
No legislative subjects recorded yet. Similar-vote matching falls back to the policy area.
How the Senate breaks down
- 7Swing 70–100
- 65Middle 30–70
- 28Entrenched 0–30
Members fall into . All 100 senators have enough data to score. The bill is not before the Senate right now; these scores show where members would stand.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v2Bars show each input from 0 to 100: ideology gap, scorecard gap, . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
153 activeShow all 153 cosponsors
- Andrew R. Garbarino (R-NY-2)
- Bonnie Watson Coleman (D-NJ-12)
- Josh Gottheimer (D-NJ-5)
- Brittany Pettersen (D-CO-7)
- Daniel Meuser (R-PA-9)
- David G. Valadao (R-CA-22)
- Dwight Evans (D-PA-3)
- Jim Costa (D-CA-21)
- Salud O. Carbajal (D-CA-24)
- William R. Keating (D-MA-9)
- Mike Kelly (R-PA-16)
- Andrea Salinas (D-OR-6)
- Brian K. Fitzpatrick (R-PA-1)
- Carlos A. Gimenez (R-FL-28)
- Chrissy Houlahan (D-PA-6)
- Darren Soto (D-FL-9)
- Donald G. Davis (D-NC-1)
- Emilia Strong Sykes (D-OH-13)
- Frank J. Mrvan (D-IN-1)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
