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Sponsored by Sen. Pete Ricketts (R-NE) · 5 active : 5 Republicans
Latest action: Became Public Law No: 119-11.
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled
Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications
and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.
Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.
| BandBand before the vote | VotedVoted yea or nay | BrokeBroke with party | Share |
|---|---|---|---|
| Swing | 32 | 0 | 0% |
| Middle | 201 | 0 | 0% |
| Entrenched | 188 | 0 | 0% |
| All |
Members fall into . 2 representatives don’t have enough data yet and are marked “insufficient data”. Non-voting delegates are not counted. The bill is not before the House right now; these scores show where members would stand.
Bars show each input from 0 to 100: ideology gap, scorecard gap, . is the seat’s partisan lean, and shows how much of the input data a score has. Where the House has voted, each member’s appears with the projection made before it.
Loading similar votes
| 421 |
| 0 |
| 0% |
Too few members broke with their party to measure .
Projections from swing-v2, computed with data from before the vote. Present and not voting never count as breaking.
| BandBand before the vote | VotedVoted yea or nay | BrokeBroke with party | Share |
|---|---|---|---|
| Swing | 4 | 0 | 0% |
| Middle | 59 | 1 | 2% |
| Entrenched | 33 | 0 | 0% |
| All voting members | 96 | 1 | 1% |
: Pair any member who broke with one who stayed with their party: in 79% of those pairs, the one who broke had the higher swing score before the vote. Chance would be 50%.
Projections from swing-v2, computed with data from before the vote. Present and not voting never count as breaking.
These members have less than half of the model’s inputs, so their scores are not banded or ranked.


Ideology is each member’s score. The most moderate members of each party sit nearest the center line and highest on the chart. 2 representatives without a DW-NOMINATE score or with insufficient data are not plotted.
Similar votes count toward swing-v3 in the House: total similarity weight 24.0 (needs 5.0).