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H.R. 7730119th CongressFinance and Financial Sector
Bankruptcy Threshold Adjustment Act
Sponsored by Rep. Ben Cline (R-VA) · 6 active : 3 Republicans, 3 Democrats
Latest action: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Where it standsBefore the House45 representatives score as swing votes
Passed both chambers, awaiting the President
- House: passedSep 16, 2026
- Senate: passedSep 28, 2026
- President: Awaiting action
Summary
, via Congress.govBankruptcy Threshold Adjustment Act of 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
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The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
How the projections held up
Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.
House
Passed by voice vote or unanimous consent: no individual votes recorded.
Senate
Passed by voice vote or unanimous consent: no individual votes recorded.
Committees and subjects
Committees
- House Committee on the Judiciary · HouseReported by · Markup by · Referred to
Subjects
- Bankruptcy
- Debt collection
- Small business
How the Senate breaks down
- 9Swing 70–100
- 62Middle 30–70
- 29Entrenched 0–30
Members fall into . All 100 senators have enough data to score. The bill is not before the Senate right now; these scores show where members would stand.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v2, directional: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.
Bars show each input from 0 to 100: ideology gap, scorecard gap, . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
6 activeShow all 6 cosponsors
- J. Luis Correa (D-CA-46)
- Joe Neguse (D-CO-2)
- Laurel M. Lee (R-FL-15)
- Lance Gooden (R-TX-5)
- Zoe Lofgren (D-CA-18)
- David J. Taylor (R-OH-2)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
