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H.R. 5788119th CongressCommerce
504 Program Risk Oversight Act
Sponsored by Rep. Derek Tran (D-CA) · 3 active : 1 Republican, 2 Democrats
Latest action: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Where it standsPassed House, now in the Senate10 senators score as swing votes
Passed House
- House: passedJan 20, 2026
- Senate: next
- President: not yet
Summary
, via Congress.gov504 Program Risk Oversight Act
This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.
The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.
The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.
Committees and subjects
Committees
- House Committee on Small Business · HouseReported by · Markup by · Referred to
- Senate Committee on Small Business and Entrepreneurship · SenateReferred to
Subjects
- Bank accounts, deposits, capital
- Civil actions and liability
- Congressional oversight
- Government information and archives
- Government studies and investigations
- Performance measurement
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 10Swing 70–100
- 65Middle 30–70
- 25Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3, directional: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.
Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
3 activeShow all 3 cosponsors
- Jimmy Patronis (R-FL-1)
- Gilbert Ray Cisneros (D-CA-31)
- Maggie Goodlander (D-NH-2)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
