Congress Swing TrackerLegislative intelligence Swing vote analysis

H.R. 3390: Bringing the Discount Window into the 21st Century Act · Congress Swing Tracker

H.R. 3390119th CongressFinance and Financial Sector

Bringing the Discount Window into the 21st Century Act

Sponsored by Rep. Monica De La Cruz (R-TX) · 2 active : 2 Republicans

Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the summary

Where it standsPassed House, now in the Senate

Passed House

House: passedFeb 9, 2026
Senate: next
President: not yet

15 senators score as swing votes

Summary

, via Congress.gov

Summary on Congress.gov

Bringing the Discount Window into the 21st Century Act

This bill requires the Board of Governors of the Federal Reserve System to review and develop a remediation plan for its discount window lending program, which provides loans to depository institutions to support an institution’s security and liquidity.

The review must consider topics such as the sufficiency of the technology infrastructure, the effectiveness of the existing operating hours of the discount window, and how the discount window interacts with other liquidity providers during normal operations and in times of financial distress.

Read full summary

The remediation plan must address any identified deficiencies, establish timelines and milestones for implementation, and be approved by the board.

The bill requires annual reports to Congress regarding the plan.

How the projections held up

Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.

House

Passed by voice vote or unanimous consent: no individual votes recorded.

Committees and subjects

Committees

House Committee on Financial Services · HouseReported by · Markup by · Referred to
Senate Committee on Banking, Housing, and Urban Affairs · SenateReferred to

Subjects

Banking and financial institutions regulation
Congressional oversight
Credit and credit markets
Federal Reserve System
Government lending and loan guarantees
Government studies and investigations
Monetary policy

Senate · 100 House · 433

Model

v3defaultv2

Directional: count only breaks toward the other party Why do scores change?

How the House breaks down

71Swing 70–100
215Middle 30–70
141Entrenched 0–30
6Insufficient data not ranked

Members fall into . 6 representatives don’t have enough data yet and are marked “insufficient data”. Non-voting delegates are not counted. The bill is not before the House right now; these scores show where members would stand.

Key players in the House

Ranked by swing score, 0–100 · swing-v3, directional

: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.

Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.

Similar past votes, House

Earlier behind swing-v3’s input

Similar votes count toward swing-v3 in the House: total similarity weight 21.5 (needs 5.0).

H.R. 6955 · Jul 21, 2026 · Roll call 631On PassageMain Street Act
PassedShared subjects×1.0
S.J.Res. 13 · May 20, 2025 · Roll call 136On PassageProviding for congressional disapproval of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act
PassedShared subjects×1.0
S.J.Res. 32 · Dec 1, 2023 · Roll call 685On PassageProviding for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)”
PassedShared subjects×1.0
H.R. 3564 · Jun 23, 2023 · Roll call 288On PassageMiddle Class Borrower Protection Act
PassedShared subjects×1.0
H.R. 3564 · Jun 23, 2023 · Roll call 286On Agreeing to the Amendment
FailedShared subjects×1.0
H.R. 1181 · Jul 14, 2026 · Roll call 600On PassageProtecting Privacy in Purchases Act
PassedSame policy area×0.5
H.R. 3383 · Dec 11, 2025 · Roll call 327On PassageIncreasing Investor Opportunities Act
PassedSame policy area×0.5
H.R. 3383 · Dec 11, 2025 · Roll call 326On Agreeing to the Amendment
FailedSame policy area×0.5

Show 17 more

H.R. 3383 · Dec 11, 2025 · Roll call 325On Agreeing to the Amendment
FailedSame policy area×0.5
H.R. 3383 · Dec 11, 2025 · Roll call 324On Agreeing to the Amendment
FailedSame policy area×0.5
H.R. 3357 · Jul 23, 2025 · Roll call 216On Motion to Suspend the Rules and Pass, as AmendedEnhancing Multi-Class Share Disclosures Act
PassedSame policy area×0.5
H.R. 1919 · Jul 17, 2025 · Roll call 200On PassageAnti-CBDC Surveillance State Act
PassedSame policy area

Cosponsors

2 active

Show all 2 cosponsors

Daniel Meuser (R-PA-9)
Frank D. Lucas (R-OK-3)

How the swing score works

Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.

Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.

Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.

Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.

Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.

Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.

1
Michael LawlerRepublican · New York 17th · Lean D+1House Committee on Financial ServicesOn the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
Committee
Broke with party on 9% of 37 similar votes
99Swing
ContactCall 202-225-6506 Website
2
Josh GottheimerDemocrat · New Jersey 5th · Lean D+2House Committee on Financial ServicesOn the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
Committee
Broke with party on 24% of 36 similar votes
95Swing
ContactCall
3
Jared F. GoldenDemocrat · Maine 2nd · Lean R+4On the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 34% of 38 similar votes
94Swing
ContactCall 202-225-6306 Website
4
Marie Gluesenkamp PerezDemocrat · Washington 3rd · Lean R+2On the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 37% of 38 similar votes
93Swing
ContactCall 202-225-3536 Website
5
Brian K. FitzpatrickRepublican · Pennsylvania 1st · Lean D+1On the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 16% of 38 similar votes
93Swing
ContactCall 202-225-4276 Website
6
Andrew R. GarbarinoRepublican · New York 2nd · Lean R+6House Committee on Financial ServicesOn the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
Committee
Broke with party on 6% of 37 similar votes
92Swing
ContactCall
7
Henry CuellarDemocrat · Texas 28th · Lean R+2On the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 41% of 38 similar votes
92Swing
ContactCall 202-225-1640 Website
8
Don BaconRepublican · Nebraska 2nd · Lean D+3On the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 8% of 38 similar votes
91Swing
ContactCall 202-225-4155 Website
9
Zachary NunnRepublican · Iowa 3rd · Lean R+2House Committee on Financial ServicesOn the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
Committee
Broke with party on 5% of 35 similar votes
91Swing
ContactCall
10
Thomas H. KeanRepublican · New Jersey 7th · Lean EVENOn the ballot
Ideology gap
Scorecard gap
Cross-pressure
Similar votes
CommitteeNo committee seatBroke with party on 7% of 37 similar votes
90Swing
ContactCall 202-225-5361 Website