Loading bill breakdown…
H.R. 1804119th CongressCommerce
7(a) Loan Agent Oversight Act
Sponsored by Rep. Daniel Meuser (R-PA) · 1 active : 1 Democrat
Latest action: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Where it standsPassed House, now in the Senate10 senators score as swing votes
Passed House
- House: passedJun 3, 2025
- Senate: next
- President: not yet
Summary
, via Congress.gov7(a) Loan Agent Oversight Act
This bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.
Read full summaryHide full summary
The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.
How the projections held up
Each member’s recorded vote compared with their swing projection from before the vote. A member by voting against most of their own party.
House
On Motion to Suspend the Rules and PassPassed405 yea, 3 nayJune 3, 2025 · Roll call 147
| BandBand before the vote | VotedVoted yea or nay | BrokeBroke with party | Share |
|---|---|---|---|
| Swing | 56 | 0 | 0% |
| Middle | 174 | 0 | 0% |
| Entrenched | 166 | 3 | 2% |
| Insufficient data |
Committees and subjects
Committees
- House Committee on Small Business · HouseReported by · Markup by · Referred to
- Senate Committee on Small Business and Entrepreneurship · SenateReferred to
Subjects
- Congressional oversight
- Fraud offenses and financial crimes
- Government information and archives
- Government lending and loan guarantees
- Government studies and investigations
Model
Directional: count only breaks toward the other partyWhy do scores change?v3default (selected)v2 model swing-v2
How the Senate breaks down
- 10Swing 70–100
- 65Middle 30–70
- 25Entrenched 0–30
Members fall into . All 100 senators have enough data to score.
Key players in the Senate
Ranked by swing score, 0–100 · swing-v3, directional: only movement toward the other party counts, so members who sit further from the center than their party no longer score as swing votes.
Bars show each input from 0 to 100: ideology gap, scorecard gap, , and the . is the seat’s partisan lean, and shows how much of the input data a score has.
Similar past votes, Senate
Earlier behind swing-v3’s inputLoading similar votes
Cosponsors
1 activeShow all 1 cosponsors
- LaMonica McIver (D-NJ-10)
How the swing score works
Ideology gapHow far a member’s DW-NOMINATE voting score sits from their party’s median in the same chamber.
Scorecard gapHow far their Heritage Action and LCV ratings stray from their party’s average, using the groups’ votes on similar bills where available.
Cross-pressureHow strongly their district or state leans toward the other party, from our own computed partisan lean.
Similar votesHow often they voted against their own party on earlier roll calls about this bill or similar ones.
Committee bonusMembers of the committees handling the bill decide whether it moves, so they get a boost.
Cosponsor checkThe sponsor and active cosponsors have already committed, so they drop toward entrenched.
